This past week I have twice answered the question, "I think I am ready to buy, now what?" At some point every homeowner has been at this point. They may have done some research, or think they now where they would like to buy a home, but don't know where to begin.
1. Find an agent. A good agent will be able to point you in the right direction and counsel you through the steps. An agent will help build the team of professionals it may take to get a buyer into a home.
2. Pre-Approval. The first question most agents ask is "are you pre-approved?" In the age of internet listings and online mortgage applications first time homebuyers come to agents at different times in the process. If you haven't been pre-approved the agent should recommend a mortgage broker who MEETS YOUR NEEDS. Mortgages are not one size fits all, neither are mortgage brokers and loan officers. If the agent recommends someone and they can't tell you why that person is right for you, run away. Applying for a mortgage can seem scary and you want a professional that is going to work well with you and try to get you the best loan.
3.House Hunting. Now that you have an agent a mortgage professional and a pre-approval letter you can begin searching. The agent should put a buyer on an automatic search that feeds listings to their email.
For more information contact Rebecca Crosby.
rebecca@browngrouprealty.com
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